Our share certificates offer an extremely competitive rate of
return and require a minimum balance of only $500. Terms
vary from 6 months to 60 months. The dividend rate will
remain fixed for the life of the certificate.

Our Accumulator Certificate was designed to help 10-month employees save for summer months when they may not receive a paycheck. It’s an easy way to help you manage your finances and save for summer expenses. We’ve combined the earning power of a certificate with the flexibility of a savings account. Not only will you earn top dollar on this account, but you’ll be able to make deposits to this certificate up until its maturity. 

It features:

• A solid rate of 1.25% APY**
• A low, minimum opening deposit of $100 (maximum $2,000)
• Monthly automatic transfers $25 - $1,000 from your savings or checking account (bi-weekly transfers can be set up, too!)
• Terms of 180 days to 364 days --- You set the maturity date
• Funds are automatically transferred to your savings or checking account upon maturity.

There is a penalty (120 days worth of dividends) for early
withdrawal. For more information and current dividend
rates, consult the Share Certificate Rate and Fee Schedule.